First Abu Dhabi Bank (FAB) stated that in Q3, net profit was attributed to 5.39 billion UAE dirhams ($1.47 billion), attributed to profit growth of 20.8 percent year-on-year, due to the robust growth in client activity, diversified sources of revenue, and growing contribution of trade bases.
The Q3 operating income was also increased to AED 9.34 billion, which is approximately 14 percent higher than last year’s AED 8.20 billion.
The Q3 Net Interest income surged to AED 5 billion compared to AED 4.89 billion in Q3 2024. The quarterly net impairment charges amounted to AED 850 million.
The group net profit of the UAE lender in the first nine months of 2025 was AED 16.02 billion, and its increase was 24 percent on a year-over-year basis.
Group Revenue increased by 16 percent year-over-year to AED27.65 billion, and the Return on Tangible Equity (RoTE) was at 20 percent, which is higher than the median term guidance of the bank.
The 9M operating income increased 16 percent year-over-year to AED 27.65 billion, and the net interest income increased 2 percent yoy to AED 14.96 billion.
The total assets grew 14 percent to AED 1.38 trillion year-to-date.
The bank reported that the investment banking business of FAB has achieved the highest level of growth in revenues in the last nine months, with a 17 percent growth in year-over-year revenues to AED 9.09 billion, due to a 27 percent growth in lending to date, a positive pipeline, and successful deal execution.
The company enabled the client fundraising amounting to AED 261 billion via ECM and DCM platforms.
