Botim Money, the financial services division of Botim, has introduced digital silver investing in its in-app feature “invest” to allow qualified users in the UAE to buy, sell, and manage fractions of silver starting from Dhs10.
Its introduction of in-app gold investing, in collaboration with OGold, is followed by the rollout of the expansion of Botim as a precious metals offering to form part of its wider expansion into accessible, digital-first financial products.
The new silver feature aims to eliminate the old barriers that come with bulk purchase and offline storage, enabling the user to have a controlled, fully in-app experience. It is part of the broader financial services build-out of Botim, which already has payments and remittance capabilities.
The gold investment option on Botim money has registered 128,000 in-app gold deals since it was launched in August 2025, and total transaction volumes are more than Dhs100 million.
The company reported that the uptake highlights sustained demand to extend its ‘Invest’ suite beyond gold into additional asset classes such as silver.
Sacha Haider, chief operating officer of Astra Tech – Botim, said, “We were the first fintech platform to announce plans for a digital gold investment portfolio within Botim’s fintech ecosystem in 2023, in partnership with OGold.”
He added, “Since launch, fractional investing has removed traditional minimum investment thresholds that historically limited participation and driven notable growth in usage. Extended to silver and bonded with Botim’s ease of use and scale, this creates a seamless and inclusive pathway for users to begin investing with confidence.”
Bandar Alothman, chairman and founder at OGold, stated, “As an Emirati company, our goal at OGold is to make precious metal ownership simple, accessible, and secure for everyone. Partnering with a platform as widely used as Botim allows us to extend these innovative silver-earning solutions to millions of users.”
Alothman indicated that this would be a game-changer for “democratising access to timeless assets through Silver Wakalah”, which makes sure that silver is not a stagnant investment.
He said, “Instead of just sitting in a vault, your silver is put to work to grow your wealth with just a few taps.”
The launch is amidst the renewed interest in the globe, fueled by the desire as a store-of-value asset as well as industrial uses. As retail investment demand is projected to increase, the global silver market will record a sixth consecutive annual deficit in 2026, with the market predicted to have a shortfall of approximately 67 million ounces.
With the introduction of silver to its investment portfolio, Botim will become better placed to diversify asset options among ordinary consumers and contribute to the vision of the UAE in developing an advanced, digital-first financial ecosystem.
