Source : WAM
In 2025, the United Arab Emirates expanded its national housing programme to enhance family stability, improve living standards, and provide adequate housing nationwide.
During the year, the Cabinet approved 3,567 housing decisions valued at AED2.546 billion, with nearly AED478 million allocated in the final quarter. Federal support included a mix of residential financing, government grants for low-income families, and housing and financing schemes implemented in partnership with national banks.
The Ministry of Energy and Infrastructure also launched a programme to secure funding for housing support decisions, prioritising senior citizens, with insurance coverage extending to age 95 to cover cases of death or total permanent disability.
In Abu Dhabi, agreements were signed to develop 13 residential communities worth AED106 billion, which will deliver more than 40,000 homes and land plots by 2029.
To further support homeowners, the emirate introduced new financial facilities, including a community support subsidy of AED250,000, automatically and retroactively deducted from housing loans of up to AED1.75 million, along with extended repayment terms of up to 30 years. Total housing benefits issued by Abu Dhabi in 2025 reached AED15.384 billion, assisting over 10,700 citizens.
Dubai also announced housing projects worth AED5.4 billion, including 3,004 new homes, with an additional AED2 billion package approved for 1,100 units in Wadi Al-Amardi, Al Aweer, Hatta, and Oud Al Muteena.
Additionally, Dubai launched an affordable housing initiative expected to deliver 17,000 units in its first phase for employees in key strategic sectors.
In Sharjah, the Executive Council approved land grants for 3,500 beneficiaries, divided evenly between residential and investment plots.
These combined federal and local initiatives reflect the UAE’s strategic focus on integrating social stability with large-scale urban development.
